Sr. Mortgage Closing Specialist

    • Job Tracking ID: 512165-841174
    • Job Location: Broomfield, CO
    • Job Level: Mid Career (2+ years)
    • Level of Education: High School/GED
    • Job Type: Full-Time/Regular
    • Date Updated: 01/03/2023
    • Years of Experience: 2 - 5 Years
    • Starting Date: ASAP
    • Days of the Week: Mon,Tue,Wed,Thurs,Fri
    • Hours: 40 hours a week Monday - Friday 8:00am-5:00pm
    • Salary: Hourly Salary: $23.59 - $29.49 based on experience
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Job Description

$1000 HIRING BONUS FOR ALL NEW EMPLOYEES*

*$1000 to be paid out 90 days after start date.

As The Artisans of Banking, we strive to be B.R.A.V.E. (Build Relationships & Add Value Everyday). We recognize that in order to meet the needs of our communities, we must represent our communities. Our success relies on creating a culture where we have diverse perspectives and a true sense of belonging. This is a journey, and we pledge to do more than simply check the box.

When you join our Premier Members team, your benefits will include:

  • Comprehensive medical insurance plan that has HRA, HSA, and FSA options
  • Dental and vision insurance
  • Generous paid-time-off
  • 11 paid holidays
  • Annual bonus
  • 401(k) plan with a 5% match
  • Wellness program
  • Tuition assistance
  • 1% employee loan discount
  • Employee Assistance Program (EAP)
  • Life and disability coverage

What sets working for Premier Members apart?

  • Career development and pathing opportunities to move into leadership roles or other lines of business within PMCU such as Commercial Lending, Finance, Marketing, Underwriting, Member Solutions, Training, Human Resources, and more.
  • Supportive and engaging work environment.
  • A wellness and sustainable work culture that puts family, Mother Nature, our community, and your health first.
  • A work environment that encourages personal as much as professional growth, teamwork to make the dream work, and treating everyone equally.

Hourly Salary: $23.59 - $29.49 based on experience

Experience and Skills

POSITION SUMMARY:

ESSENTIAL FUNCTIONS:

• Live our mission and corporate philosophy on a daily basis: Build Relationships and Add Value Everyday – B.R.A.V.E.

• Build member relationships that deliver value and demonstrate that we care

• Manage and prioritize their workflow for the day to day operation, to maximize productivity and quality.

• Follow Mortgage Closing Calendar.

• Effectively communicate requirements and actively track the timely receipt of outstanding due diligence items and coordinate resolution of issues as needed to meet closing timelines.

• Review Title Commitment to confirm names match Encompass and confirm all parties listed receive CD

• Communicate and work with Loan Processor to resolve loan issues when they arise.

• Answer calls and emails from Closing Agents, internal team members, and 3rd parties regarding status of loans

• Regularly monitor the pipeline and incoming volumes to ensure appropriate prioritization.

• Insure preparation of accurate closing documents and instructions including calculating and preparing documentation in partnership with closing agent and analyzing all closing loan file documentation for accuracy and compliance with regulatory requirements.

• Multi-task, working on numerous loans throughout the day, moving back and forth between multiple responsibilities dependent on the status of the loan

• Participate in compliance with process and procedures, as well as maintaining high customer service levels for internal partners and customers

• Recommend suggestions for improving efficiencies within the department by monitoring and identify trends, best practices, and regulatory developments.

• Develop and maintain a strong understanding of mortgage lending products, policies, processes, and required documentation for Investors

• Ensure all loans are closed in strict accordance with all guidelines

• Develop and maintain positive working relationship with co-workers, internal and external clients/business partners, and vendors

• Works independently with minimal supervision

• Exercise appropriate judgment when seeking guidance, support, and/or direction

• Responsible for related functions as required or assigned

• Maintain member and Credit Union privacy, security and confidentiality

 

QUALIFICATIONS

EDUCATION/CERTIFICATION:

• High school diploma or equivalent required

• Associate's or Bachelor's degree preferred

 

KNOWLEDGE, EDUCATION AND SKILL REQUIREMENTS:

• 1-year minimum experience in mortgage closing functions

• Ability to effectively present information and respond to questions from groups of managers, customers and the general public.

• Thorough understanding of mortgage lending guidelines, laws, regulations

• Strong organizational skills and ability to analyze and mitigate risk

• Operates effectively in a team environment as well as independently.

• Demonstrated proficiency in basic computer applications, such as Microsoft Office software products

• Ellie Mae Encompass experience

• Perform any additional duties/activities assigned or needed by the business

 

WORKING CONDITIONS

• Standard office conditions

• May require long periods of standing

• Ability to lift 25 pounds in limited situations

• Long periods of computer and member interactions

 

 

This description has been reviewed to ensure that only essential functions and basic duties have been included. Peripheral tasks, only incidentally related to each position, have been excluded. Essential functions, requirements, skills, and abilities included have been determined to be the minimal standards required to successfully perform the positions. In no instance, however, should the duties, responsibilities, and requirements delineated be interpreted as all-inclusive. Additional functions and requirements may be assigned by supervisors as deemed appropriate.

 

In accordance with the Americans with Disabilities Act, it is possible that requirements may be modified to reasonably accommodate disabled individuals. However, no accommodations will be made which may pose serious health or safety risks to the employee or others or which impose undue hardships on the organization.

 

The Credit Union believes that each employee makes a significant contribution to our success. That contribution should not be limited by the assigned responsibilities. Therefore, this job description is designed to outline primary duties, qualifications, and job scope, but not limit the incumbent. It is our expectation that each employee will offer his/her services wherever and whenever necessary to ensure the success of our endeavors.

 

Job descriptions are not intended as and do not create employment contracts. The organization maintains its status as an at-will employer. Employees can be terminated for any reason not prohibited by law.

 

This Job Description is not a complete statement of all duties and responsibilities of this position and may change with or without notice.