Risk Mitigation Specialist

    • Job Tracking ID: 512165-838598
    • Job Location: Broomfield, CO
    • Job Level: Mid Career (2+ years)
    • Level of Education: High School/GED
    • Job Type: Full-Time/Regular
    • Date Updated: 12/01/2022
    • Years of Experience: 2 - 5 Years
    • Starting Date: ASAP
    • Days of the Week: Mon,Tue,Wed,Thurs,Fri
    • Hours: Monday - Friday 8:00am - 5:00pm
    • Salary: Hourly Starting Salary $22.14 - $33.21 based on experience.
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Job Description


*$1000 to be paid out 90 days after start date.

As The Artisans of Banking, we strive to be B.R.A.V.E. (Build Relationships & Add Value Everyday). We recognize that in order to meet the needs of our communities, we must represent our communities. Our success relies on creating a culture where we have diverse perspectives and a true sense of belonging. This is a journey, and we pledge to do more than simply check the box.

When you join our Premier Members team, your benefits will include:

  • Comprehensive medical insurance plan that has HRA, HSA, and FSA options
  • Dental and vision insurance
  • Generous paid-time-off
  • 11 paid holidays
  • Annual bonus
  • 401(k) plan with a 5% match
  • Wellness program
  • Tuition assistance
  • 1% employee loan discount
  • Employee Assistance Program (EAP)
  • Life and disability coverage

What sets working for Premier Members apart?

  • Career development and pathing opportunities to move into leadership roles or other lines of business within PMCU such as Commercial Lending, Finance, Marketing, Underwriting, Member Solutions, Training, Human Resources, and more.
  • Supportive and engaging work environment.
  • A wellness and sustainable work culture that puts family, Mother Nature, our community, and your health first.
  • A work environment that encourages personal as much as professional growth, teamwork to make the dream work, and treating everyone equally.

Hourly Starting Salary:$22.14 - $33.21 based on experience

Experience and Skills


Responsible for executing daily duties in the Card Services department including Visa Debit and Credit card functionality, credit monitoring, and credit risk mitigation. Activities performed are in alignment and in accordance with all Card Service department processes and procedures. Services are professionally delivered and internal associates and members are provided excellent member service.



  • Assist manager in department project planning, research, project tasks and completion
  • Manage all credit related strategies for the credit card portfolios from a 1st Line of Defense perspective.
  • Monitor portfolio risk trends through analytics and improvement of portfolio reporting.
  • Develop framework for portfolio risk assessment including evaluation of credit and financial performance across the credit card portfolio
  • Understand applicable credit policies, industry regulations and the impact of those governance items
  • Perform daily duties in Card Services department to ensure effective completion of all daily, weekly, monthly and annual tasks
  • Follow all established Card Services policies and procedures
  • Work within Visa Debit and Credit card processes and procedures are conducted in accordance with established policy guidelines and standards, and are properly documented
  • Ensure Card Service department functions are efficiently and effectively performed in accordance with established Credit Union policies and standards and with applicable laws and regulations
  • Complete required reports and related documents promptly and accurately, and in compliance with Credit Union guidelines and policies. Ensure the maintenance of department records and ensure the availability of adequate services and materials to support retail line of business activities.
  • Ensure that members are properly informed of Credit Union Visa Debit and Credit card practices and that requests, problems, and questions are promptly resolved
  • Ensure that the Credit Union's professional reputation is maintained internally and externally
  • Represent and assist departmental projects that involve Card Services and involve other line of business and stake holders as warranted across the organization
  • Assume responsibility for related duties as required or assigned




  • High School Diploma required

Required Knowledge:

  • Working understanding of Credit Union Visa Debit and Credit card processes
  • Familiar with Visa card regulatory compliance
  • Working knowledge of related computer applications

Experience Required:

  • Two to five years experience
  • Knowledge of Visa and credit risk management
  • Knowledge of retail operations relating to the member experience


  • Strong interpersonal skills
  • Strong communication skills
  • Good problem-solving abilities
  • A high level of analytical skills
  • Ability to make sound decisions to protect the Credit Union
  • Takes initiative
  • Ability to operate related computer applications and business equipment


  • Standard office conditions
  • Low to moderate noise
  • Limited lifting up to 10 lbs.


This description has been reviewed to ensure that only essential functions and basic duties have been included. Peripheral tasks, only incidentally related to each position, have been excluded. Essential functions, requirements, skills, and abilities included have been determined to be the minimal standards required to successfully perform the positions. In no instance, however, should the duties, responsibilities, and requirements delineated be interpreted as all-inclusive. Additional functions and requirements may be assigned by supervisors as deemed appropriate.

In accordance with the Americans with Disabilities Act, it is possible that requirements may be modified to reasonably accommodate disabled individuals. However, no accommodations will be made which may pose serious health or safety risks to the employee or others or which impose undue hardships on the organization.

The Credit Union believes that each employee makes a significant contribution to our success. That contribution should not be limited by the assigned responsibilities. Therefore, this job description is designed to outline primary duties, qualifications, and job scope, but not limit the incumbent. It is our expectation that each employee will offer his/her services wherever and whenever necessary to ensure the success of our endeavors.

Job descriptions are not intended as and do not create employment contracts. The organization maintains its status as an at-will employer. Employees can be terminated for any reason not prohibited by law.

This Job Description is not a complete statement of all duties and responsibilities of this position and may change with or without notice.